BA5821 BANK MANAGEMENT
| Course Code: | 3125821 |
| METU Credit (Theoretical-Laboratory hours/week): | 3 (3.00 - 0.00) |
| ECTS Credit: | 8.0 |
| Department: | Business Administration |
| Language of Instruction: | English |
| Level of Study: | Graduate |
| Course Coordinator: | Assoc.Prof.Dr. SEZA DANIŞOĞLU |
| Offered Semester: | Fall and Spring Semesters. |
Course Objectives
The banking environment is constantly changing. In today’s financial world, bank managers must be increasingly aware of competitive opportunities that coincide with change. The purpose of this course is to apply basic finance concepts to the management of depository institutions. The course will address the decision-making and problem-solving aspects of asset and liability management with special emphasis on risk management as the basic ingredient in the bank management process. For this course, as a prerequisite, students should have taken BA 2802 – Principles of Finance with a semester grade of at least DD, or BA 5802 - Financial Management with a semester grade of at least CC, or, an equivalent finance course with a passing grade
Course Content
Basic asset, liability, and capital management are discussed. Topics include primary lending functions, pricing techniques, risk management, and bank organization. Familiarization with international banking is provided.
Course Learning Outcomes
Upon successful completion of this course, students should be able to:
Course Specific Skills:
1. Understand how the banking firm is different from a non-financial corporation
2. Understand the importance of operational risk for the banking, learn about non-interest income and expense
3. Understand the importance of interest rate risk for the banking firm, learn how to measure interest rate risk
4. Develop skills in using derivative contracts to hedge against interest rate risk
5. Understand the importance of different funding sources for the banking firm
6. Understand the importance of liquidity risk for the banking firm, learn how to measure liquidity risk
7. Develop skills in short-term and long-term liquidity planning
8. Understand the importance of bank capital, learn about capital regulations
9. Understand the importance of solvency risk for the banking firm
10.Understand the importance of credit risk for the banking firm
11. Develop skills in evaluating commercial and consumer loan applications
Discipline Specific Skills:
12. Develop skills in analyzing the performance and riskiness of a banking firm and financial institutions in general
Develop an understanding of:
13. The significant role played by the banking industry in an economy
14. How firms compete in highly regulated markets
15. How a lender evaluates a borrower
Personal and Key Skills:
16. Develop problem solving skills
17. Develop writing and discussion skills
18. Learn to apply the abstract concepts learned in the classroom to everyday decisions made by financial institutions
Program Outcomes Matrix
| Level of Contribution | |||||
| # | Program Outcomes | 0 | 1 | 2 | 3 |
| 1 | They attain advanced level of knowledge in the functional areas of business administration such as strategic management, marketing, accounting, finance, organization management, human resources, and operations management. | ✔ | |||
| 2 | They are capable of synthesizing the knowledge that they attained in the area of business administration with the knowledge base that they developed in their undergraduate specialisms. | ✔ | |||
| 3 | They are capable of identifying and analyzing legal, environmental and social factors, which influence the basic functional areas of the business administration. | ✔ | |||
| 4 | They understand and implement rational, systematic and scientific approaches effectively in problem solving and decision-making processes. | ✔ | |||
| 5 | They are capable of applying, analyzing, synthesizing and evaluating the knowledge they developed in diverse fields efficiently. | ✔ | |||
| 6 | They are capable of transferring information by using efficient verbal and written communication techniques. | ✔ | |||
| 7 | They are capable of performing professional communication effectively also in English. | ✔ | |||
| 8 | They know methods of performing efficient teamwork. | ✔ | |||
| 9 | They are capable of understanding and synthesizing academic and scientific research in their areas and able to transform such research into useful knowledge. | ✔ | |||
| 10 | They have competence in all of the stages of scientific research and processes. | ✔ | |||
| 11 | They are knowledgeable in the areas of professional ethics and responsibility. | ✔ | |||
| 12 | They are capable of utilizing their knowledge and skills efficiently in global and multicultural contexts. | ✔ | |||
| 13 | They are knowledgeable in the issues of environment, social responsibility, social justice, quality and cultural values. | ✔ | |||
| 14 | They have a creative, innovative and critical perspective. | ✔ | |||
0: No Contribution 1: Little Contribution 2: Partial Contribution 3: Full Contribution